Property Guideline

Verification of Identity South Australia | Land Title Verification

In order to reduce the risk of identity fraud, and fraudulent land title transfers and to ensure the integrity of South Australia’s land title system, the identity of each party to a property title transfer has to be verified. This requires both buyers and sellers to provide verification of identity to prove they are entitled to complete the transaction.

Mortgage providers and conveyancers are required to verify the identity of their clients before undertaking any transfer of title. This has to be in accordance with the Registrar General’s Verification of Identity Requirements that provide a framework that conveyancers can use to verify identities.

Using the Land Title Verification of Identity Form in SA

The standard for conveyancing in South Australia is to handle all transactions electronically, including lodging details with the Land Registry, by subscribing to an Electronic Lodgement Network Operator. In these cases, all verification of identity is recorded electronically.

Some paper conveyancing transactions are not covered by electronic lodgement, so verification can be documented using a paper-based land title verification of identity form. As conveyancers, we have to identify our clients while lenders have to identify their borrowers and self-represented parties must use an independent authorised person, such as a Justice of the Peace or a police officer, to verify their identity.

Proof of identity can be obtained from documents that must be current, authentic and original (not copies), typically a passport, Proof of Age Card or an Australian driving licence. Different documents will be required for a normal residential transaction as opposed to an individual representing a company or trust to buy or sell property.

The situation is more complex to verify the identity of buyers and sellers who are based overseas. In these cases, details can be provided by an Australian Embassy, High Commission or Consulate in accordance with arrangements agreed by the Australian Registered National Electronic Conveyancing Council and the Department of Foreign Affairs and Trade. The arrangements affect both Australians living abroad and foreign nationals and apply to both electronic and paper-based conveyancing transactions.

The practitioner is required to advise the person overseas what documents need to be provided to a consular office. Certification and instructions must be provided for the person overseas to complete. Any certification and evidence will not be provided directly to the conveyancer but will be handed to the person being identified, who must then pass it on to the conveyancer.

An Essential Start to the Conveyancing Process

Whether you are based in Australia or overseas, we will ensure all the necessary procedures are put in place for your identity to be verified in line with regulations. This is essential for the transfer of a property title to proceed smoothly.

Our aim is for the transaction to proceed as smoothly and quickly as possible so that it delivers the outcome you need. For that to happen, we first have to verify your identity and can then move through the rest of the process.

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